App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries. Digital Banking available to customers aged 11+ with a Royal Bank of Scotland account.
Did you know there are a number of secure and convenient ways to pay with your card? Why not try contactless payment for transactions up to £45? Or leave the wallet at home and pay with Apple Pay and Google Pay on your mobile device.
Using your debit or credit card to make a contactless payment with Apple Pay or Google Pay is fast, easy and secure – no personal information is passed from your phone to the reader, not even your name or bank details.
*Touch ID and Face ID available on selected Apple devices. Android Fingerprint is available on selected Android devices.
Enjoy all the benefits of your debit or credit card with Apple Pay on selected iPhones, Apple Watches, iPads, and Macs. Simply select your card as “top of wallet” in Apple Pay and you’ll be able to make purchases above the £45 contactless limit (retailer limits may apply).
Paying in stores and on the web has never been easier or safer. Your card information is secure because it isn’t stored on your device or shared when you pay and Apple Pay doesn’t store your transaction information, ensuring all purchases are private.
With Google Pay™ you can use your debit or credit card on your phone to pay for anything from a coffee on the go to a new TV. Google Pay doesn’t share your card number, so your information stays safe and secure. It’s a fast, simple and secure way to pay with your debit or credit card in stores and online.
Simply select your card as “top of wallet” in Google Pay and you can start making purchases wherever you see the contactless logo. There is also no £45 contactless limit when you use it in stores (retailer limits may apply).
Google Pay is a trademark of Google LLC.
Apple Pay available on selected Apple devices. Retailer limits may apply. Google Pay available on selected Android devices. Retailer limits may apply.
MYTH: Contactless cards have different protection guarantees.
We offer the same fraud guarantee on contactless transactions as other types of card transactions. We’ll refund any fraudulent transactions provided you haven’t acted fraudulently or with gross negligence (in line with our T&Cs and regulatory requirements).
MYTH: Everyone selling on social media/online marketplaces is trustworthy.
Be cautious when purchasing goods off social media or online marketplaces. Always do your research on the seller before making a purchase and if a seller tells you they can’t accept a card payment and asks you to send them money directly, stop and think – could this be a scam?
It’s a safe and easy way to make payments within minutes.
We don’t charge a fee to send standard international payments using digital banking or the mobile app.
Please be aware, the recipient bank may charge fees for international payments.
More about international payments
Always be cautious of out of the blue requests to send money via bank transfer. Stop and think, could it be a scam? Visit our security centre pages to find out more.
Just take your card or mobile device with you and you can use the different ways to pay to buy a drink on the beach, a meal in the mountains or a hotel by a lake – easy, safe and quick payment methods with no need to carry cash - letting you get on with enjoying your trip.
