Using your Visa debit card

Safe, secure and convenient
Ways to pay

Unlock the benefits of using your Visa debit card

Did you know there are a number of secure and convenient ways to pay with your Royal Bank of Scotland Visa debit card? Why not try contactless payment for transactions up to £45? Contactless and mobile device purchases are making payments safer and more convenient than ever.

Apple Pay and Google Pay are available on selected devices. Retailer limits may apply.


Pay for those small, everyday items up to £45 just by tapping your card on the terminal in shops, restaurants, cinemas and almost everywhere else. Paying with contactless is an easier and faster way to pay. 


Keeping your payments safe

To check it’s really you when using contactless, you’ll occasionally be asked to input your PIN when you present your card - it’s just another way to keep you safe and protect your payments.

Simply put your card into the reader and enter your PIN as normal. #ItsReallyMe



Apple Pay

Enjoy all the benefits of your debit card with Apple Pay on selected iPhones, Apple Watches, iPads, and Macs. You can use Apple Pay to make purchases above the £45 contactless limit in lots of different locations (merchant limit may apply).

Paying in stores, apps and on the web has never been easier, safer, or more private. Your card information is secure because it isn’t stored on your device or shared when you pay.  Apple Pay doesn’t keep transaction information that can be tied back to you, ensuring all purchases are private.

Getting around London with Apple Pay is now easier and faster

Travel across the Transport for London network is now even faster and easier. With the new Express mode feature on Apple Pay, you no longer need to authenticate with Face ID or Touch ID. Just tap your iPhone or Apple Watch on the yellow reader and go.

Google Pay

With Google Pay™ you can use your phone to pay for anything from a coffee on the go to a new TV on selected Android devices.  Google Pay doesn’t share your card number, so your information is safer and more secure.

Google Pay is a fast, simpler and more secure way to pay with your Visa debit card in stores, in apps and on sites. There is also no £30 price limit when you use it in stores (merchant limit may apply).  You can pay with Google Pay where ever you see the contactless logo.

Google Pay is a trademark of Google LLC.

Using your card abroad

Just take your card or mobile device with you and you can use the different ways to pay to buy a drink on the beach, a meal in the mountains or a hotel by a lake – easy, safe and quick payment methods with no need to carry cash -  letting you get on with enjoying your trip.

Chip & PIN

Use your card to pay for anything in store using your pin code. It's safe and secure. Just carry your card, there's no need to carry cash. 

Other ways to pay

Did you know you can make payments using our Mobile app or Digital Banking?

It’s a safe and easy way to make payments within minutes.

More about making a payment

We don’t charge a fee to send standard international payments using digital banking or the mobile app.

Please be aware, the recipient bank may charge fees for international payments.

More about international payments


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Download our app

App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.

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