Premier Banking

Find a Mortgage
with Royal Bank Premier

We're here to make applying for your mortgage easy

Looking to switch to a new deal or borrow a bit more to improve your existing property? With Premier Banking you'll have our experienced mortgage team to help make the process easier. Or, if you're ready to get started, you can apply online, by phone or visit us in your local branch.

Royal Bank mortgages are available for over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

I'm already a Royal Bank Mortgage customer

Manage your mortgage online

To manage your mortgage online, all you need is your mortgage account number, the mortgaged property’s postcode and your personal details.

Looking for a new deal?

If your mortgage with us is on a Standard Variable Rate, or your current deal is ending, you could switch to a better deal.  Find out more about switching your mortgage deal, and get a personalised quote in just a few minutes

5 chances to win £5,000 Cash

Enter our free prize draw using the online entry form for a chance to win one of our 5 prizes of £5,000 in cash.

Closing date 13th Sept 2021. One entry per person. Five prizes available – one prize per winner. UK residents & over 18s only. Excludes Northern Ireland.

Terms and conditions apply

Your mortgage options

Remortgage to Royal Bank

If your current mortgage is with another lender, you could save money by remortgaging to us.

Buy-to-let mortgages

Talk to your dedicated Premier Banking Manager about expanding your property portfolio.

Interest only mortgages

Could you benefit from an interest only mortgage? Find out what you'll need.

First time buyer mortgages

We could help you onto the property ladder. Find out what you could borrow.

Borrowing more on your mortgage

If you have a residential mortgage with us, you could borrow more to improve your home.

Mortgage Concierge Service

Free Mortgage Concierge service for Mortgage applications of £500k and above.

Experienced dedicated point of contact to help you complete your mortgage application process:

  • Monitors your application to ensure everything is running smoothly
  • If ever an issue arises, they will step in to quickly resolve
  • Speedily contact you if you need to supply any further information

I'm ready to apply

Get started with your mortgage application

Apply online

Apply online if you are comfortable in choosing a mortgage without advice from us. However, you won’t benefit from the protection provided by our advised service.

You cannot apply for a Help to Buy, Right to Buy, 95%, Interest Only or Shared Equity mortgages online.

What you'll get:

An indication of how much we could lend to you

A personalised illustration of our mortgage range

You'll be ready to complete your application online today

Before you start:

We do not offer mortgages to those under 18 or not resident in the UK.  
We do not offer multi-party or guarantor mortgages.

 

Are you ready to continue?

What you'll need to apply online today

Income - Your gross income details. This should match the amounts shown on your proof of income documents, eg pay slips and details of any other income you have.

Outgoings - Details of any loan repayments and any credit card balances.

Address - Your current address and post code and the date you moved to this address.

Bank details - Your bank account and sort code number.

Contact details - Your employer's, solicitor's and estate agent's address and postcode.


Your Agreement in Principle is the first step to applying online today. We use a soft credit check at this step, which has no impact on your credit file.

Apply by phone

Contact a member of our mortgage team by phone.

We’ll talk you through the process and arrange a phone appointment with a qualified mortgage adviser.

Your appointment will take around 2 hours.

Telephone 0333 202 3332
International +44 131 278 3507
Minicom 0800 027 1398

Premier Banking Manager

You can speak to your Premier Banking Manager about your options or browse our full range of mortgages.

They'll have the latest exclusive offers and are available at a time that suits you.

Telephone 0333 202 3332
International +44 131 278 3507
Minicom 0800 027 1398